Welcome to Miramar Federal Credit Union, Traditional Service with Modern Access
 
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Year round Skip-a-Payment Program

The Skip-a-Payment program allows you to skip your next car payment(s) on all of your qualified Miramar Federal Credit Union auto loans.   Your loan must be at least one year old and all of your payments must be up to date to participate in the Skip-a-Payment program.

OVERVIEW
 
  • You may only participate in the Skip-a-Payment program once every 12 months.
     
  • Assuming you make only minimum payments, skipping payment(s) will delay the payoff of the loan(s) and result in additional finance charges.
     
  • Your loan must be contractually up to date as of the date of this agreement.
     
  • Except for the payment schedule, all of the terms of your loan agreement(s) remain the same
     
  • If you have an account with a negative balance, you are not eligible for the Payment Holiday program.

 

  • Fee - $25.00 processing fee.


To delay making payments for more than one month, you will need to contact the Credit Dept. at (800) 640-1228 Ext 0 and ask for a Loan Extension Agreement form.


 
Apply for a Loan

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Current Savings Rates

Contact Us

Office Hours:

M-F: 9:00 to 5:00

 

Call us at:
800-640-1228 or
858-695-9494
 

Our Telephone  Center Representatives will be glad to help you @ Ext 0

 

Lost/Stolen Debit Card or ATM Card (24/7):

1-800-264-5578

From International Location, Call Collect:

701-461-0621

 

Lost/Stolen MasterCard (24/7):

1-800-234-5354


Fax:

858-271-1537

 

Mailing Address:
Miramar FCU
P.O. Box 261370
San Diego, CA 92196-1370


Main Office:
Miramar FCU
9494 Miramar Rd
San Diego, CA 92126

 

Office Hours:

M-F: 9:00 to 5:00

Walkup:

M-F: 8:30 to 9:00

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